The UNECA (United Nation Economic Commission for Africa) 2021 edition of the flagship publication, African Women’s Report: Digital Finance – A Pathway to Women’s Economic Empowerment in Africa, addresses the key challenges that limit the use of digital finance to promote women’s empowerment in Africa. Such challenges include the lack of an enabling environment for digital connectivity (as Africa has a lower rate of mobile and Internet usage compared to other global regions, despite mobile money services spread more than on any other continent), the shortage of prerequisite skills in digital and financial literacy (only around 12 per cent of women possess digital finance-related information and ICT skills, much below the global average) and the exclusion of women from conventional financial institutions and products (as only 33 per cent of them holds a formal bank account, compared with 43 per cent of men).